What is Commuter Breakdown?

 Jul, 21 - 2019   getting around

In the United Kingdom, 36 percent of the working public drive a car to work. Of those 36%, some will drive their vehicle to a commuter parking lot. From there, they will catch a bus or train. Only 3 percent cycle or walk to work. In the United States, 76 percent of the working population uses a  car to drive to work. That is quite a contrast.

Commuters and Breakdown Insurance

If you use your vehicle to commute to work, you need to disclose that when filling out your insurance application. Failure to disclose can result in loss of benefits. The rationale is that daily commuting puts a little more stress, and few more regular miles on your vehicle, as commuting is a regularly occurring event. Being a commuter might even cost you a little bit more than the retiree who mostly using the family car to drive to the grocery store, appointments or social engagements. In the long run, it can be worth it.

Commuting by Car a Rising Concern in the UK

Recently the length of the average commute for workers in the UK has risen from 48 minutes to one hour. There are concerns about crowded highways, air pollution, and more. Suggested recommendations have included creating better bike lanes or increasing availability of public transport. Britain has already had its moments with killer fog. In 1952, from the fifth of December to the 9th, there was a vicious fog that caused the deaths of 12,000 people. The culprit at that time was burning coal, both industrial and to heat people’s homes. A shift in the wind relieved the problem.

There is no doubt that internal combustion vehicles contribute to smog. In the US, especially in the Los Angeles basin where the sea air presses the air into low lying areas, “smog alerts” are a common thing.

Breakdown Won’t Solve Smog

Breakdown cover won’t solve air pollution, but keeping your vehicle’s maintenance up-to-date might reduce the cost of your coverage and, just incidentally, help reduce your vehicle’s contribution to the general problem at large. Who knows? Pressure from insurance companies and individuals like you might help promote efficient, pollution-free vehicles or other solutions to the problem of bringing individuals to their workplace while still keep the air clean and breathable.

Refocusing on Commuter Breakdown Cover

Speculation aside, commuter breakdown cover from the likes of Emergency Assist can save your commute. As a worker, “late” is one thing you can scarcely afford. Simple things can cause problems in your morning or evening travels. A broken fan belt, a flat tire, a battery that explodes when jumped, or just a dead, flat battery. Running out of gas, broken U-joint, and many similar problems can occur. With today’s vehicles, which have many electronic and digital components, an electrical failure can be devastating. One complaint about a certain model of vehicle was a distressing tendency to shut down all function while the vehicle was being operated in busy traffic! You can bet that someone needs to be called immediately when that happens!

Commuter Breakdown one Small Safety Net

Life brings us many “slings and arrows of outrageous fortune.” Commuter breakdown won’t shorten the distance between your home and work, it won’t repair the road or clean the air. But it can give you a little peace of mind by giving you someone to call in the event that your vehicle breaks down.

There is nothing worse than sitting in the middle of six lanes of traffic in a small vehicle that will not start or respond to you in any way. With one phone call, you can have capable assistance in getting you, your passengers (if any) and your vehicle to a safer location. That’s breakdown cover.